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Cards & Payments

The Cards & Payments industry is facing constant disruption, with rapid evolution of digital technologies. As payment is becoming more and more frictionless and invisible, it is an imperative for banks & financial institutions to leverage the open API ecosystem and launch new product offerings & value added services at a rapid pace. Data security, privacy, and fraud detection have also become one of the top priorities for card services offered by banks today. At LTI, we are powering our clients to build Future-ready, Intelligent, Resilient, Secure & Transparent payment platform and solutions.

LTI offers holistic end-to-end solutions across cards & payments focusing on driving modernization and digital transformation. Our offerings encapsulate product services, consulting services, and new-age digital solutions. LTI has dedicated expertise in Card Issuing, POS & ATM Acquiring, POS Terminals and Transaction Processing Switches. With increased focus on digitization, we are focused on enabling “plastic to pixel” digitalization services for cards. We have also developed migration framework that can help financial institutions migrate from legacy to modern card management platform.

Adoption of ISO 20022 & growth of real-time payments is forcing banks and financial institutions to simplify their payments system landscape to be able to rapidly integrate with newer payment channels & rails. We are enabling our client to be ready for “Payments of the Future” by helping them build next generation payment solutions and technology capabilities.

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    Our Offerings

    Cards Product Services

    Cards Product Services

    Product services portfolio for industry-leading products across issuing, acquiring, and ATM / Switch.

    VisionPLUS CoE Services

    VisionPLUS CoE Services

    Expertise on VisionPLUS modules, and proven competency-building approach leveraging industry experts.

    ATM Services

    ATM Services

    Comprehensive ATM service offerings, with expertise in next-generation interactive ATM machines.

    Cards Digitization Services

    Cards Digitization Services

    “Plastic to Pixel” digital services across cards life cycle, driving improved customer experience and operational efficiencies.

    RTP Enablement

    RTP Enablement

    Structured framework-based approach and services to accelerate real-time payments (RTP) adoption journey

    Our Solutions

    mISO - solution for ISO 20022 migration

    mISO - solution for ISO 20022 migration

    Adoption of ISO 20022 standards with minimal impact to core payment engine

    Payments Monitoring Solution

    Payments Monitoring Solution

    Real-time Event monitoring with no intrusive agents, transaction tagging or extra traffic loads

    Intelligent payment Insights<br />- Powered by Leni

    Intelligent payment Insights
    - Powered by Leni

    Translate Payments Data into Actionable Insights with Leni

    Automated Testing & Certification of Payments

    Automated Testing & Certification of Payments

    Rapidly test and certify integration with API & ISO 20022 channels and payment rails

    Resources