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Segregated Fund (a.k.a. Seg Funds or individual Variable Insurance Contracts (IVICs) or Deferred Variable Annuities), are pools of investments, similar to Mutual Funds, but sold in combination with insurance guarantees.  These funds generally have higher fees than Mutual Funds in order to provide various insurance features.  Features include manual and automatic resets, feeds for actuarial reserve calculations, record type 88 feed, automatic maturities and death claim processing.

L&T Infotech supports various products in the insurance wealth space:

  • Segregated Fund
  • Guaranteed Withdrawal Benefits (GWB)
  • Guaranteed Investment Account (GIA)
  • Payout Annuities​​​