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Our established Payments & Cards practice enables clients across the globe to concentrate on  efficient servicing, innovative products and building trust among consumers and peer banks. Our teams comprise both functional experts and technology architects. Our dedicated, independent testing practice complements our capabilities with its repository of testing accelerators.

Our focused services to this segment include:

Messaging & Integration
Our messaging and protocol group focuses on XML messaging standards to achieve straight through processing. We offer a 'ready to use' tool repository for data translation and seamless channel integration for in-house legacy systems and external infrastructure.

Package Implementation & Customization
We provide the full spectrum of services for implementation of card processing products like VisionPlus. These address implementation, enhancement, releases, integration of third party software, and maintenance & support. Services include:

  • Legacy modernization/ transformation of payment applications
  • Interface development between different payments formats like SWIFT, NACHA, Western Union
  • Cross -border payment solutions, both in International Account Clearing House and Vostro/ Nostro
  • Performance optimization of Real-time Gross Settlement Systems
  • Payment channels like Internet payment gateways, other innovative, multi-channel modes of payments

SEPA Offerings
Our dedicated team SEPA compliance offers end-to-end services, including:

SEPA Assessment Framework
We have developed an automated framework for SEPA assessment that allows us to define optimal solutions for banks on the SWIFT network. This analyzes gaps in the existing system and delivers a path for SEPA implementation.

SEPA Implementation Toolkit
This toolkit includes a set of standardized 'ready to use', platform-independent components that help minimize the implementation timeframe for SEPA. These components have been created using SEPA Credit Transfer Scheme Rulebook (SCT), SEPA Direct Debit Scheme Rulebook (SDD), SEPA Testing Framework and SEPA implementation guidelines.

SEPA Testing Toolkit
A range of standardized test scenarios and test cases minimize the testing timeframe for SEPA implementation with full coverage of the SEPA Testing Framework (STF) laid down by the European Payment Council (EPC).
Thank you for your dedication, professionalism, hard work, commitment to team work, and personal sacrifices that have contributed significantly towards the successful deployment of this critical consolidation and implementation project. I am very proud of your professionalism, and well-earned-confidence that you are demonstrating with every interaction with the clients and technology organizations globally. Again, congratulations for a job well done and keep up the good work!Sr. Vice President
Leading US-based bank